Payday Playbook betaOpen my playbookA clear plan for every payday
Know what every paycheck needs to cover—before you spend it.
Payday Playbook turns your income, paydays, bills, debt payments, spending needs, and savings goals into one clear monthly plan.
See what each payday can safely cover, protect money for everyday life and your cash buffer, and know what remains.
We recommend. You decide.
The five questions your playbook answers
What money is coming in—and when?
Income sources, payday dates, and expected amounts.
What needs to be funded?
Bills, debt payments, spending, and savings goals.
Which paycheck can safely cover each obligation?
Recommendations based on timing and available money.
What may still be available afterward?
What remains after spending, buffer, and protected amounts.
What actually happened?
Track planned versus actual results.
How Payday Playbook works
Create your first monthly plan in a few guided steps. Then work through the month one payday at a time.
- 1
Add household & income
People, paydays, income, and preferences.
- 2
Add bills & goals
Bills, debt payments, due dates, and sinking funds.
- 3
Review your information
Correct anything missing before planning.
- 4
Build & review
See recommended payday assignments and decide.
- 5
Work each payday
Pay, check off, and record what actually happened.
- 6
Finish the month
Review results and begin the next month.
Your money. Your decisions.
- We never connect to your bank, move money, or pay bills.
- Recommendations stay recommendations until you accept them.
- Inactive bills and paid-off debts remain in your records.
- New accounts start blank—only your information belongs in your playbook.
Give every paycheck a clear purpose.
Plan the month, work one payday at a time, and always know what comes next.